#ganeshchaturthi #theartofwealthbuilding wise lessons in investment from the Lord of Prosperity
Lord Ganesha is also known as the Lord of Prosperity. As the festival of Lord Ganesha comes close, let us look at the lessons we can draw in building our wealth from the great lord himself.
Ever wondered why Ganesh Chaturthi is celebrated at the beginning of the 10-day long festivities? It is to remind us that the most important part of any journey is to begin, which is the crux of financial planning as well. It serves us nothing to the only talk about financial planning. We must begin now! The earlier you start, the better it is, given that time works on your money and compounds it.
Always look for “value for money”
If you look closely at the persona of Lord Ganesha, there is no sign of pretentiousness in the humble God's personality or clothing. For his travels, he uses the humble mouse, which invokes the value of frugality. Why is frugality so important in the case of financial planning? Most of us tend to look at our savings as a residual amount that is left after we spend on our requirements. However, ideally, we need to squeeze every rupee in savings and investments out of our income and then spend the remainder.
Focus on the long term and keep at it
Have you wondered what the small eyes of Lord Ganesha depict? It is all about focus. When you need to focus on a small object, you narrow your eyes and that helps you to clearly focus on your goals. This is exactly what you need to do when you plan your finances. Your sole objective should be to achieve your long-term financial goals. Everything else revolves around that.
Think big, act small
The persona of Lord Ganesha combines a large head and large ears, but a small mouth and small eyes. It depicts a mind that is intellectually sophisticated to see the big picture, ears that can learn and grasp all the while, a mouth that is used sparingly, and eyes that are narrowed and focused on the details. When it comes to financial planning, while the big picture is essential to remind us of our goals, we also need to develop the attention to detail and make small but regular investments.
This too shall pass
Lord Ganesha reminds us that each year, the celebrations will come, but they will also end. However, the memories and hopes of good times linger on. This is a great lesson from a financial planning perspective. We have to make the best of our good times while reconciling with the fact that when it comes to financial planning, there will be good times and challenging times too. Our entire assumption of financial planning should be that tough times will last much longer than the good times. Hence, it is best to be prepared for the worst and investing in the best!
Wish you a very happy Ganesh Chaturthi!
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